The Piggy Bank

I had worked up to booking the flights. But it's actually more of an anti-climax than you would imagine, because all you do is click 'Buy' and enter in your card details and then you close your laptop and punch the air because you feel you should. The truth is, it's still AGES away.

There has however, been one noticeable effect, in that by committing to non refundable plane tickets you know that this IS actually happening and then you do the thing where you go to your savings account and do :

(savings) divided by (number of days abroad) = not enough money to even sleep in the slummiest cockroach ridden swamp pit hostel on earth

...and you realise it's time to start saving more, MUCH easier to do with a ticket under your belt. I've worked out what I think a comfortable daily spend in Brazil will be (to start with) and now I think of everything in that value - so instead of £30 for a pair of shoes - think 1 night in Brazil or a pair of shoes, it's pretty effective.

So just how much is enough for 6 months of travel?

I wanted £8k but I think it's really important to leave some money growing in a pot somewhere for your return - especially if living at your parents isn't really an option. It's good to have enough put away to put a deposit down on a flat, and spend a month job hunting and feeding yourself. I'm lucky in that I can share these costs with my partner (does make it easier) so I'm leaving around 5k at home for that purpose.

For travelling -
Pre travelling expenses : (1k)

• Insurance (£200)- Buy before the flight to make sure you're covered for cancellation! I NEVER normally buy insurance but for a long trip I think you'd be mad not too. Chris and I did lots of shopping around and found Insure and Go to be the best - make sure your getting multi-stop insurance and check if theres a limit on how long you can be away. Tailor to your needs - Chris has brought a more expensive package than me because he's more likely to throw himself off a mountain.

• Flights (£600 for me)- don't be conned into booking these too early, take the time to make sure you're flying into the best possible airport and not on a major holiday/weekend when prices go up. We researched and found that for Brazil the prices only went up a couple of months before flying so we didn't need to hurry into anything.
• Jabs (£120) For us, all we need is Yellow Fever, and even that isn't mandatory. Some local GP's offer travel jabs, and some of them are free because they don't want you bringing diseases back into the UK - But some of them aren't and it's worth researching and remembering this might cost you some
• KIT (not got yet) I'm really trying not to get swept up with the whole kit thing. I'm using an old backpack which has done me a good service and also won't have the 'I'm a new traveller look'. There are endless kit lists on the internet - personally I'm headed down the minimalist route - I'd rather buy stuff out there because you're bound to get it wrong from the other side of the world. Tech wise - I'll be going old school with a cheap phone, real books, and a disposable camera - so no biggy if the pack gets stolen.

Travelling expenses:(5k) 

I worked out what a comfortable amount to live off per day would be - this includes staying in hostel dorms, and a little money for food. For me that's £30 per day. But this DOESN'T allow for any tourist excursions, extra travelling costs or unexpected taxes. I just don't have much money, so the way I'll be balancing that out is with a hammock in safe rural areas sleeping under the stars and couch surfing - I'm pretty lucky in that going with Chris, I feel safe in doing that together. I probably wouldn't consider either of those if I were alone.